I recently went to see a Plus 2 as a prospective purchase and thought I had better get some insurance in order for me to do a test drive.
When I called the insurance company (Footman James) they told me I couldn’t insure a car I didn’t yet own…
I am sure when I bought my last Elan they covered me by setting up the insurance as if I had bought it and told me to simply cancel the cover if I didn’t.
As I obviously bought the car I didn’t have a problem, but when I tried to do the same this time they wouldn’t cover me.
In the end I had to tell them I had bought the car and insured it, went to see it and then had to cancel the policy as I didn’t buy the car (which cost me 30 quid for admin fees 
)
This seems a ridiculous situation - they don’t do cover for test drives either.
Has anyone else had a similar problem? It would seem foolhardy to test drive a car without cover not to mention the owner agreeing to let me drive his car without insurance!
What does everyone else do?
Robbie
